The blog.
Quick, actionable and up-to-date advice and insights from the knowledgeable Virtu team.
Investment market update: June 2026
Markets continued to be affected by ongoing conflict in the Middle East and technology stock volatility in June 2026. Find out what else may have affected the performance of your investments.
5 fantastic reasons to make volunteering part of your retirement plan
Volunteering can be a fantastic way to help others while gaining a new sense of purpose in retirement. Discover five compelling reasons to get involved.
How business owners could help employees build pension confidence
The workplace pension employers provide is a valuable employee benefit. Yet, research suggests many workers lack confidence when dealing with their pension. This can provide an opportunity for business owners to offer support and boost staff morale.
The £12.3 billion cost of delaying estate planning
Affluent families who delay estate planning could miss out on chances to reduce a potential Inheritance Tax (IHT) bill and pass more on to their families. Find out if you could benefit from considering IHT and how you might pass on assets tax-efficiently.
4 practical reasons to regularly contribute to your child’s pension
In a bid to pass more wealth to their loved ones, a growing number of families are opening pensions for their children. Whether your child is still in nursery or already working their way up the career ladder, there could be benefits to making pension contributions on their behalf.
The psychology of fear in investing: Why mastering it could support long-term success
Investing is often as much about emotions as it is about numbers. One emotion that might affect how you invest at times is fear. Learning why fear influences investment decisions and how to master it could support your long-term success.
Investment market update: March 2026
Conflict in the Middle East caused market volatility throughout March 2026. Find out what other factors may have affected your investments.
How to plan for retirement as a small business owner
Research suggests that many small business owners and self-employed workers aren’t prioritising their retirement, and could face uncertainty later in life as a result. However, opening a pension could benefit both you and your business.
Should you delay your State Pension? The pros and cons explained
Thousands of people delay claiming their State Pension every year. There are some potential benefits, including managing their tax liability, but there are also drawbacks that are important to consider.
5 ways a cashflow model could support your estate plan
Deciding how you’d like your assets to be managed later in life and after you pass away may be intimidating. However, a cashflow model could help you answer both financial and emotional questions, so you’re in a better position to make important estate planning decisions.
What past market volatility has taught us about investor behaviour
The current situation in the Middle East has led to market volatility. While it might seem new, similar movements have happened before, and looking at how these events may affect investor behaviour could be useful.
How psychology might affect your view of cash and safety
How your brain works can affect how you view wealth and different assets. For many, this can mean cash feels like a safer option than alternatives, but it’s not always the right one. Indeed, sometimes choosing to hold cash could mean you miss growth opportunities.
What is the bank rate, and how it could affect your mortgage?
When you take out a mortgage, you pay interest on the amount you borrow, and the bank rate set by the Bank of England (BoE) can affect your repayments. Find out why and how the bank rate might affect you in 2026.
Why business owners may want to consider a pension alongside their exit strategy
Overlooking your pension when thinking about your future as a business owner could leave you in a difficult situation when you want to retire. Find out why you might consider your exit strategy alongside your pension, rather than as a replacement for it.
The salary sacrifice pension cap essentials business owners need to know
From April 2029, the government will cap National Insurance relief for salary sacrifice pension contributions. Here's how the move might affect your business.
2 reasons to combine your financial plan with your partner’s
Love is in the air with Valentine’s Day just around the corner. Amid planning romantic gestures, thinking about combining your and your partner’s financial plans could be valuable. It may seem too practical for a day celebrating love, but it could support your relationship
How much should you contribute to your pension?
A third of people don’t know how much they need to contribute to their pensions every year to create a comfortable retirement. Discover what steps you could take to assess what contribution you may need to make.
Your Autumn Budget update, and what it means for you
The chancellor has delivered the government’s Autumn Budget. Here’s a summary of the key announcements Rachel Reeves announced in her speech and what they could mean for your financial plan.
The essentials you need to know if you’re considering gifting your home to your children
Your home is likely to be one of the largest assets you own. So, you might be thinking about gifting it to your children to avoid a potential Inheritance Tax bill. Find out what legal and tax considerations you might need to weigh up first.
Business owners: Could an employee trust provide you with an exit strategy?
High street retailer The Entertainer has transferred 100% ownership to an employee trust. As a business owner, an Employee Ownership Trust is an exit strategy that could reduce your tax bill and ensure your business continues to operate.

