The blog.

Quick, actionable and up-to-date advice and insights from the knowledgeable Virtu team.

How to plan for retirement as a small business owner
Andrew Tinker Andrew Tinker

How to plan for retirement as a small business owner

Research suggests that many small business owners and self-employed workers aren’t prioritising their retirement, and could face uncertainty later in life as a result. However, opening a pension could benefit both you and your business.

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5 ways a cashflow model could support your estate plan
Andrew Tinker Andrew Tinker

5 ways a cashflow model could support your estate plan

Deciding how you’d like your assets to be managed later in life and after you pass away may be intimidating. However, a cashflow model could help you answer both financial and emotional questions, so you’re in a better position to make important estate planning decisions.

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How psychology might affect your view of cash and safety
Andrew Tinker Andrew Tinker

How psychology might affect your view of cash and safety

How your brain works can affect how you view wealth and different assets. For many, this can mean cash feels like a safer option than alternatives, but it’s not always the right one. Indeed, sometimes choosing to hold cash could mean you miss growth opportunities.

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2 reasons to combine your financial plan with your partner’s
Andrew Tinker Andrew Tinker

2 reasons to combine your financial plan with your partner’s

Love is in the air with Valentine’s Day just around the corner. Amid planning romantic gestures, thinking about combining your and your partner’s financial plans could be valuable. It may seem too practical for a day celebrating love, but it could support your relationship

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How much should you contribute to your pension?
Andrew Tinker Andrew Tinker

How much should you contribute to your pension?

A third of people don’t know how much they need to contribute to their pensions every year to create a comfortable retirement. Discover what steps you could take to assess what contribution you may need to make. 

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How a cashflow model can turn retirement anxiety into excitement 
Andrew Tinker Andrew Tinker

How a cashflow model can turn retirement anxiety into excitement 

Retiring should be a milestone you look forward to. Sadly, research shows UK adults associate spending their retirement savings with negative words, and it could mean they aren’t able to enjoy the next chapter of their life. A tailored cashflow model could turn anxiety into excitement.

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Why stock market volatility can trigger financial bias
Andrew Tinker Andrew Tinker

Why stock market volatility can trigger financial bias

When markets experience volatility, even level-headed investors can let their emotions or other influences affect their decisions. Discover some of the ways financial bias might affect your decisions when the value of your portfolio rises or falls.

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Investment market update: June 2025
Andrew Tinker Andrew Tinker

Investment market update: June 2025

While the effect of trade uncertainty on investment markets eased in June, tensions in the Middle East worsened and led to volatility. Find out what else may have affected your investment portfolio recently.

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 The best time to be thinking about your financial future was 30 years ago.

The second best time is now.